Do I need self-storage insurance?

General Storage | 22.03.13

‘If it’s worth storing, it’s worth insuring.’ It’s a commonly used phrase in the world of self-storage. Will I need additional self-storage insurance when using a storage centre is the most common questions we get asked by clients. The answer? Well, it’s very much up to you. However, it’s widely accepted that while storage centres are normally safe, secure and free from damp, your goods will be exposed to a higher risk of loss, damage or both than when they are inside the home. And remember, your Home Contents Insurance policy is unlikely to cover any goods that are either in transit or in storage. If your personal insurance policy doesn’t provide cover and you need storage in the North Bristol or Gloucestershire areas, why not contact us for a free quote on Self-storage insurance.

“Here at Space Centre Self Storage we encourage clients to discuss with us the reasons why insurance is a good idea when you are moving so many items of value in and out of storage,” said Lucinda Dangerfield, director of Space Centre Self Storage.

“Frequently asked questions of us are ‘Is insurance included in the price and what are you actually covered for? People also want to know what the excess is they you have to pay. They are all legitimate questions and ones that we are only too willing to discuss with you.”

“Our self-storage insurance won’t cover works of art, fur coats or jewellery and you won’t be insured if you store anything you are not meant to, such as anything flammable, illegal or toxic. Also if you fall behind on storage payments you are no longer insured. These terms are pretty much standard throughout the industry.  However, here at Space Centre Self Storage, we are happy to give you a copy of the policy to look at the detail.

“Our insurance is free up to £3,000 of cover per unit and we can arrange additional amounts on request for a small weekly charge. Alternatively there is a website called Insurastore which specialises in self-storage insurance. Big storage companies can charge a lot for insurance. When you compare it to your home insurance policy, it can be extremely expensive.”

If you want to store your goods, antiques, work tools, belongings, files or ebay items and you are based in the North Bristol or Gloucestershire areas, contact us via the website.

Have you ever had to make an insurance claim for goods that were in storage?  If so, what was your experience?

If you’ve got tips to help our readers avoid any insurance pitfalls, or recommendations to help them please post them in the coments box below.

Not sure how much space you will need?

If you would like to talk to a member of staff about your requirements contact your local branch.

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