Buying your first home is one of life’s biggest milestones — exciting, nerve-wracking, and at times completely overwhelming. If you’re a first-time buyer, you’re probably navigating a long list of questions: How much can I afford? What should I look for in a property? Do I need a solicitor? What about storage while I move?
Don’t worry — you’re not alone. With the right planning and support, getting onto the property ladder doesn’t have to be stressful. This guide breaks it down step-by-step, from your finances to the final move-in day.
What Should First-Time Buyers Do Before Starting Their Property Search?
The journey begins before you start scrolling through Rightmove or Zoopla.
Get Your Finances in Order
Before you fall in love with a dream home, get a clear idea of your financial position. As a first-time buyer, this means:
- Checking your credit score using Experian or ClearScore
- Paying down debts, especially credit cards and loans
- Saving for a deposit — ideally 10–15% of the property value
- Setting a realistic budget including legal fees, stamp duty (if applicable), moving costs, and furnishings
Bonus tip: Speak to a mortgage advisor early on. Getting a Mortgage Agreement in Principle (AIP) shows estate agents and sellers that you’re serious — and it gives you a clear spending limit.
Choosing the Right Area for First-Time Buyers
It’s not just about the house — it’s about the location. Ask yourself:
- How’s the commute to work or uni?
- Are there schools, parks, or amenities nearby?
- What’s the council tax band?
- Is it an up-and-coming area or already established?
- Check crime rates, broadband speed, flood risks, and resale potential — they all matter, especially for a first-time buyer planning long-term.
What to Expect When Viewing Homes as a First-Time Buyer
When you’re inside a potential home, take your time. Look past the furniture and fresh paint. Check:
- Damp patches, cracks, or signs of mould
- The condition of windows, roof, and boiler
- How much storage space is available
- Which way the house faces — light makes a huge difference
- Noise levels from nearby roads or neighbours
Bring a friend or family member if possible — two pairs of eyes are better than one.
Making an Offer and Going Through the Legal Process
Once you’ve found the one, it’s offer time. Stay calm. As a first-time buyer, you have no chain, which makes you attractive to sellers.
Next steps:
- Appoint a solicitor or conveyancer
- Get a homebuyer’s survey or full structural survey
- Finalise your mortgage application
- Review all legal documents carefully
- Exchange contracts and agree a completion date
This stage can take anywhere from 8–16 weeks, depending on your circumstances.
What Should First-Time Buyers Budget For (Beyond the House Itself)?
Buying a home isn’t just about the asking price. Here’s a rough breakdown of potential costs for first-time buyers in 2025:
Want to make the moving process smoother? Consider short-term self storage while you renovate or decorate.
How Can First-Time Home Buyers Maximise Space?
Most starter homes aren’t huge. But that’s okay — you just need to make the most of what you have.
Clever space-saving ideas for first-time buyers:
- Use vertical space: Install floating shelves or wall-mounted hooks
- Opt for dual-purpose furniture: Beds with drawers, ottoman benches
- Invest in modular storage: Easy to reconfigure as your needs change
- Declutter before the move: Don’t bring unnecessary stuff into your new space
- Use storage units for seasonal items, hobbies, or baby gear you don’t need yet
If your new place doesn’t have a garage or loft, an affordable storage unit can be a smart long-term solution.
Should A First-Time Buyer Use Self Storage?
Absolutely — and not just during the move. Self storage gives first-time buyers breathing room. Whether you’re:
- Renovating a fixer-upper
- Waiting for furniture deliveries
- Storing wedding gifts, nursery items, or uni boxes
- Running a side business from home
- Downsizing but still holding onto sentimental items
Space Centre Self Storage offers flexible, affordable units across the South West, with no long-term contracts. Find your nearest location
and get a quote today. Find out more about why so many people choose Space Centre Self Storage.
Closing Thoughts for a First-Time Buyer
Buying your first home is a huge achievement and it comes with a steep learning curve. But with a solid plan, professional advice, and a little breathing room (thanks to clever storage), you’ll feel more confident every step of the way. If you’re looking for affordable household storage, we have facilities in Bristol, Stroud, Gloucester, Cheltenham, and Stonehouse.
As a first-time buyer, it’s important that you take your time, ask lots of questions, and don’t feel pressured to rush. The right home is worth waiting for.